Lending software, from first lead to last EMI
Leads, document checks, underwriting rules, field verification and collections for NBFCs, lenders and DSAs.
Common problems, and what we build for them
Challenge: Credit reads 30-page statements line by line.
How we help: BSA works out ABB, salary credits, EMIs and bounces, and flags edits.
Challenge: Payslips get edited before they reach you.
How we help: Payslip Checker matches net pay with bank credits and flags tampering.
Challenge: Every credit manager calculates FOIR differently.
How we help: A rules engine computes FOIR the same way every time.
Challenge: Collections teams call the wrong accounts.
How we help: Daily DPD lists, priority scoring and route-planned visits.
The checks we automate, the way your policy defines them
FOIR
Fixed obligations against verified income.
ABB
Average bank balance on the dates your policy specifies.
Bounces
Cheque, ECS and NACH returns, by month and reason.
Bureau
Pulled through your own bureau membership, parsed into the file.
Field verification
GPS, time and photos against the declared address.
Collections
Buckets, promise-to-pay and UPI payment links.
Where we fit in your loan journey
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What we’d use
Products
Questions
Can BSA read statements from every bank?
It’s built for Indian bank statements, including scans. Send a few masked samples and we’ll run them in the demo.
Do you integrate with CIBIL and the other bureaus?
Yes, through your own bureau membership. The report is parsed into the loan file.
Will this replace our LMS?
Usually not. We connect to it.